
Typically, the process starts with what we call the honeymoon period, we like to say the insurance company plays patty-cake with the insured in the beginning. Things get interesting once the dollar amounts are disclosed from the insurance estimates and the actual costs from your contractor. That is where the rubber meets the road. We want to encourage homeowners that the figures that the insurance company offer you are not cast in stone. Lowball estimates from your insurance company are a common practice within the insurance industry. The reason is very simple, it's harder to raise the estimate figures than lowering the estimates. If that battle becomes overwhelming, check out some of the solutions on this website. Feel free to use our Questions & Answer form from the professionals that we have enlisted or seek professional help on your own.
John is planning on attending some major disaster events, rolling in his RV. Upon his arrival he intends to visit the FEMA disaster field office (DFO) and obtain any information that FEMA is offering any extra help to homeowners & renters. Each declared disaster is disaster specific as to what help is available. Feel free to contact him and ask what options he has discovered.